Is CA a Good Career? – The Ultimate Guide for Students

Choosing a career after 12th or graduation is daunting. Students seek courses that support career growth and financial stability, and that’s how it must be.

However, which career option is the best and most in demand in 2025?

Among the plethora of courses and career options, CA stands out as one of the most prestigious choices in India. The primary reasons for this demand are the financial rewards and the scope for long-term career stability.

However, to achieve this growth, you have to study rigorously and follow the course’s rigid structure. Students are required to have an in-depth knowledge of finance, auditing, taxation, and management.

One can become a member of the Institute of Chartered Accountants of India (ICAI) only by passing a series of meticulous training and exams. This strenuous pattern and long-term commitment may leave you wondering: Is CA a good career option?

In this detailed blog, we aim to clear up any confusion about the course. Keep reading to learn more about Chartered Accountancy, available career options, their scope for dropouts, and opportunities in India and abroad.

Key Takeaways

To build a career in CA, you need to understand the course and how it works. The following are the key takeaways that you should check before pursuing the career –

  • Chartered Accountancy is one of the most prestigious and financially rewarding careers.
  • The CA course duration is around 4.5 to 5 years, including training and articleship.
  • It offers a scope for growth in management, auditing, accounting, and consulting.
  • There are good career opportunities in the private and global sectors.
  • With the evolving business landscape and technology, the CA profession is also transforming rapidly.

Chartered Accountancy (CA): A Brief Overview

CA is a professional qualification offered by the Institute of Chartered Accountants of India (ICAI). The Chartered Accountancy program helps develop expertise in taxation, auditing, business law, and management.

These professionals must adhere to strict regulatory and ethical standards to ensure the integrity of a company’s financial data. They also offer advisory services on risk management, business strategy, and budgeting to aid the company’s financial management.

When asking yourself, ‘Is CA a good career option?’ look at the skill requirements. It is a demanding job that needs constant upskilling and deep analytical and problem-solving skills.

With the right course and training, you can easily crack the exams and achieve great success in the commerce field.

CategoryEstimateNotes
ICAI Growth Target30 lakh (3 million) CAs by 2047ICAI aims to reach ~30 lakh CAs by 2047.
Long-Term Demand Projection~ 5 million CAs by 2050ICAI President said India will need ~50 lakh (5 million) CAs by 2050.
Number of CA FirmsOver 1 lakh CA firmsICAI data shows there are 100,138 CA firms registered in India, as of 2025.
Campus Placement (ICAI)8,000 CAs placed; Highest package: Rs 26.70 LPAIn 2024 campus drives, 8,000 newly qualified CAs got placed, with top domestic package ₹ 26.70 LPA.
Global DemandHighAccording to ICAI, Indian CAs are in high demand globally and many foreign firms outsource from India.

What Makes CA a Good Career Choice?

Is CA a good career option in India? The answer is a big yes.

A CA is respected for their skills in areas such as auditing, taxation, and business management.

With the introduction of Goods and Services Tax (GST), the importance of the profession has increased in India. Only Chartered Accountants have the authorisation and skills to file GST returns for a company.

CategoryInsights
Market Size (2025)USD 15.32 billion
Projected Market Size (2033)USD 22.1 billion
CAGR (2025–2033)4.45%
Industry Growth Estimates4–5% CAGR expected (2025–2033); some estimates as high as 6% for specialties
Key Growth DriversRegulatory changes (GST, Insolvency Code), financial compliance, banking/MNC expansion, audit needs
Urbanization ImpactFastest demand growth in metros and Tier 1/2 cities; driving audit, tax, and consulting services
Technological TrendsAutomation, analytics, cloud accounting, AI/ML, blockchain, e-auditing, forensic accounting
Government SupportICAI expansion plans; government push for financial literacy, tax compliance, and transparency

The following are the points that prove Chartered Accountancy to be a good career option –

  • High Recognition – CAs are the trusted advisors for governments and businesses seeking ways to improve financial management. They are always in demand in India and abroad.
  • Job Security – Every organisation, from startups to global giants, needs a CA for financial advice. Hence, the career choice is evergreen and future-proof, even during a recession.
  • Higher Salary – Chartered Accountants earn higher salaries and have better prospects for long-term financial growth. Those working for an international firm get higher compensation and benefits. With upskilling and training, there will always be scope to earn more.
  • Global Recognition – CA certification is authorised by the ICAI, a globally recognised institution. The professionals are thus allowed to work internationally, owing to their skill set and adaptability.
  • Career Growth – By choosing CA as a career choice, you have the flexibility to move to senior positions. You can also work independently, offer consultancy services, or join a corporation.

What is the Course Duration of CA?

Before focusing on good career options after CA, you need to understand how the course works. The complete course generally takes 4.5 to 5 years, depending on how quickly a student clears each level.

The ICAI now allows students who have completed the 10th-grade exams to register for the common proficiency test. However, you can apply for the exam only after completing 12th grade.

It is smarter to pursue the Chartered Accountant degree after graduation, as it allows you to skip the foundation exam.

By clearing the CS Intermediate (ICSI) or CWA Intermediate (ICMAI) exams, you can skip the basic CA exams. Hence, if you are looking for the best career options after graduation, Chartered Accountancy can be a good choice.

The following are the stages of the CA Course after clearing the class 12 exam –

1. CA Foundation

This is the entry-level exam that you take after 12th. It is a four-month course that prepares you with the knowledge of complex topics.

The course deals with fundamental business law, accounting, economics, and quantitative aptitude. However, to sit the CA foundation exam, you need to register at least 4 months in advance.

2. CA Intermediate

After clearing the foundation exam, you move to the intermediate level. In this course, you learn to handle specialised accounting tasks.

Here you learn about taxation, corporate law, financial management, and auditing. You have to clear the exam with good scores to reach the final level of the CA exams.

3. Articleship

ICAI mandates three years of articleship under a practising CA to sit for the finals. This practical experience enhances your skills for the practical world and helps build a professional network.

4. CA Final

This is the last step in clearing the CA exams. In this two-year course, you gain the skills to handle professional accounting requirements.

It covers topics like corporate finance, auditing, strategic management, and financial reporting. After clearing the exam and articleship, you will receive the CA certificate.

What are the Eligibility Criteria for CA?

By now, you have an idea that the course necessitates clearing multiple exam levels to gain the certification. This makes the course prestigious and worth receiving a higher salary.

The best part about the exam is its flexibility in terms of education. It allows graduates and postgraduates from commerce or non-commerce streams to apply for the course.

Here are the eligibility criteria for each level of the course –

General Requirements

  • There is no upper or lower age limit for applying for the CA exams.
  • Candidates need to clear their 10th and 12th-grade exams from a recognised board.

Foundation Exam

  • Must have passed 12th grade or equivalent exam in any stream from a recognised board.
  • For graduates or postgraduates in the commerce field, they must have an average of 55%. The ones from the non-commerce field need to have 60% marks.
  • Have to complete a minimum of 4 months of study period before the exam.

Intermediate Exam

  • Have to clear the foundation exam with 60% marks to sit for the intermediate exam.
  • Candidates have to register with the ICAI before applying for the exam.

Final Exam

  • Must have cleared the CA intermediate exam with good marks.
  • Mandatory to complete their three-year articleship training under a practising CA.
  • Finish the Advanced Integrated Course on Information Technology and Soft Skills (AICITSS).

Top Career Options after CA in 2025

Becoming a Chartered Accountant is a significant achievement that requires years of hard work. However, due to the tough exams and eligibility criteria, many wonder – Is CA a good career option for girls and boys?

Though the course is challenging and requires dedication, it prepares you for high-responsibility roles. With a disciplined study approach and analytical aptitude, you can easily succeed in the CA journey.

By clearing the exams, you unlock diverse career paths across the financial industry. Some of the best career options after CA include:

1. Internal Auditor

One of the top-demanding jobs after CA is that of an auditor. They evaluate a firm’s risk management process, internal control, and regulatory compliance.

Companies hire qualified CAs as they have the legal right to audit financial statements. If you are looking for the best career options after 12th Commerce, studying the CA course will help you become an auditor.

2. Taxation Expert

Becoming a taxation expert is again a good career choice after pursuing CA. You will need a clear understanding of direct and indirect tax laws.

A taxation expert must review tax returns and financial records for individuals and businesses. If you love working on calculations, taxes, and finding errors, then this career profile would be a suitable choice.

3. Finance Manager

Many CAs prefer becoming a finance manager or Chief Financial Officer (CFO). It is a lucrative job profile that involves overseeing the organisation’s forecasting, budget, and health.

As a finance manager, you will advise the leadership team on critical financial decisions. Moreover, there’s no additional need to pursue a separate degree or certification to pursue this career.

4. Banking

The Banking sector offers numerous career opportunities after CA. You have to take on the roles of risk manager, compliance officer, and financial controller.

In this profile, you will work closely with senior management to improve financial performance. Moreover, you will manage liquidity and ensure compliance with regulatory requirements.

5. Consultancy

Working in the consultancy field is again a good choice after CA. As a consultant, you will advise businesses or individuals on financial matters.

You will also help the clients to achieve financial security, analyse market trends, and develop tailored plans. A consultant further shares strategies on risk management, tax planning, and retirement planning.

Best Career Options for CA Dropouts

Chartered Accountancy is one of the toughest professional exams. The stringent passing marks and the difficulty of clearing multiple levels often cause stress to many.

However, if you are facing difficulty clearing the exam, there is no need to panic. The course prepares you for various finance-related fields. Multiple alternative career options for CA Inter will offer you quicker returns and stability.

Here are some of the best career options for CA dropouts –

1. Company Secretary

It is one of the best career options for CA dropouts. As a company secretariat, it handles the organisation’s accounting and legal matters.

You will have the authority to perform a secretarial audit of the company. CS also has three exam levels. It allows you to jump to the second level if you have passed the CA foundation exams.

2. Teacher

If you are a good speaker and explainer, then choose the teaching line. By becoming an accountancy or business teacher, you can share your knowledge with the aspirants.

A good accountancy teacher would impart information through lectures, practical experiments, group discussions, and case studies.

3. Entrepreneur

Trying entrepreneurship is again a good option for a CA dropout. You can run a business and sell unique products.

With the proper knowledge of the CA course, you will be able to handle finances better. You can also work as a consultant and advise on how to run the company more effectively.

4. Civil Services

Civil services refer to the administrative branches under the Indian government. By preparing for various competitive exams, you can easily get a stable job.

The course will prepare you to handle and implement various policies at the state and national levels. You may also work with law enforcement agencies to ensure that the community is safe and secure.

5. Specialised Certifications

To build a strong career, consider pursuing certificate programs such as an MBA, CFA, or CPA. These certifications can help you gain a good job with a high-paying salary.

You will also gain a globally recognised qualification, which will help you pursue specialised career paths.

Scope of CA in Different Industries in India

Chartered Accountants are always in demand across varied industries and sectors in India. This is because they play a critical role in an organisation by managing the overall financial operation.

The following table shows the diverse CA scope in India and the job roles.

IndustryJob Roles
Banking & Financial ServicesAuditor, Credit Analyst, Compliance and Regulation, Risk Management, and Investment Advisor
Corporate Sector & MNCsFinancial Controller, Business Advisory, Performance Evaluation, Financial Management, and Internal Auditor
Public SectorTaxation, Policy Reforms, Fraud Detection, Cost Management, Company Secretariat, Accounts Officer, and Finance Manager
GovernmentTax Officer, Audit Officer, and Financial Consultant
Information Technology (IT) & StartupsBusiness Analyst, Finance Strategist, Revenue Recognition, Virtual CFO, and ERP Consultant
ManufacturingCost Accountant, Budgeting and Forecasting, Regulatory Compliance Management, and Inventory Auditor
Consulting & AdvisoryManagement Consultant, Corporate Law and Secretarial Services, Cost Accounting, and Corporate Advisor
Real EstateRERA Compliance, Tax Consultant, Auditing, and Financial Planner
HealthcareAccounting and Bookkeeping, Auditing, Budget Analyst, and Business Consulting
EducationMentoring, Developing Educational Standards, Lecturer, and Industry-Academia Partnership
EntrepreneurshipIndependent CA Practice, Tax Consultancy, and Business Consultancy

Regional Demand for Chartered Accountants (CAs) in India

RegionDemand HighlightsKey Factors
West (Mumbai, Gujarat, Maharashtra)Highest concentration of CA firms and professionals; 32% of Certified Practicing Accountants (COPs)Major financial and industrial hub; large-scale audits, MNCs presence
Central (Delhi NCR, Haryana, Uttar Pradesh)Second-largest concentration with 21% of COPs; high demand in corporate offices and bankingHost to many national headquarters, government entities, and PSUs
South (Bangalore, Chennai, Hyderabad)20% of COPs, growing demand in IT, startups, and manufacturing sectorsRapid industrialization and tech-driven economy
North (Punjab, Rajasthan, Himachal Pradesh)19% of COPs; moderate demand mostly in traditional sectors and regional industriesAgriculture-based economies with growing corporate sector
East (Kolkata, Odisha, Bihar)Lowest at 8% of COPs; increasing but still developingSmaller industrial base, emerging startup ecosystem

Global Job Scope for Chartered Accountants

ICAI’s tie-ups with international bodies allow Indian Chartered Accountants to work in foreign countries. They get access to multiple high-paying career options abroad after CA.

Indian CAs enjoy strong recognition in countries like the UAE, Canada, the UK, Australia, and Singapore. Multinational firms are always on the lookout for talent who have experience in audit, global tax, and finance.

There is excellent scope for CA abroad if you want to start your own practice. You will have a high earning potential with recurring growth.

ICAI also provides employment opportunities to its members. You can work under them to strengthen your career profile.

Moreover, by pursuing additional certifications such as CPA (USA) or ACCA (UK), you can secure a clear path for global career advancement.

How Much Salary Does a Chartered Accountant Earn?

A CA’s salary packages vary widely depending on experience, specialisation, and industry. It is essential to understand that the compensation depends on the employer’s decision. 

Ideally, experience plays a vital role in determining a CA’s salary. Ideally, a fresher in chartered accountancy can earn up to Rs. 7 lakh per annum. The amount will increase each year as you upskill and strengthen your resume.

Salary by Experience Level

Below is a comprehensive list of the CA scope and the salary one can earn as per experience –

ExperienceSalary Range
0-5 years₹6 – 8 LPA
5-10 years₹8 – 12 LPA
10-20 years₹12 – 20 LPA
20+ years₹21.3 LPA to ₹50+ LPA

Regional Breakdown of CA Salary Levels

CityAverage Salary
Bengaluru~11.6 LPA
Mumbai~8.9 LPA
Pune~7.9 LPA
New Delhi~7.6 LPA
Ahmedabad~6.5 LPA

Who are the Top Employers for Chartered Accountants?

Big MNCs and global giants are always on the lookout for highly qualified and skilled Chartered Accountants. Depending on the terms of recruitment and designation, they can offer generous compensation.

The better the designation, the higher your salary package. Some of the top companies that pay good salaries and offer valuable career growth opportunities are –

Company NameIndustry SectorKey Notes
Deloitte IndiaAuditing, Consulting, AdvisoryLargest Big 4 firm in India, known for career growth, competitive salaries, and global reach.
PricewaterhouseCoopers (PwC) IndiaAudit, Consulting, Financial AdvisoryStrong presence across India, expanding footprint, major recruiter for CA professionals.
Ernst & Young (EY) IndiaTaxation, Auditing, Financial ConsultingFocus on innovation and sustainability, preferred by MNCs.
KPMG IndiaRisk & Compliance ManagementProvides auditing, advisory and tax services, global network, significant CA employer.
State Bank of India (SBI)BankingLargest public sector bank, significant CA recruitment for finance and risk roles.
WiproIT ServicesGrowing demand for finance and accounting specialists in tech domain.
Tata Consultancy Services (TCS)IT ServicesLeading IT firm with many finance-related roles requiring CAs for large projects.
InfosysIT & ConsultingOffers roles in finance strategy and consulting requiring CAs.
RSM InternationalAudit & ConsultingExpanding Indian arm, providing audit, tax and consulting services to large and mid-sized firms.
Grant Thornton IndiaAudit & Tax ServicesKnown for audit, tax advisory, and corporate consulting, good exposure for CAs.
Reliance IndustriesConglomerate (Energy, Retail, Telecom)Leading private sector recruiter, offers wide finance roles in multiple businesses.
HDFC BankBankingMajor private sector bank with strong finance and risk management roles for CAs.
ICICI BankBankingLarge private bank actively recruiting CAs for diverse finance and compliance roles.
S.S. Kothari Mehta & Co. LLPAudit & AssuranceOne of the oldest firms, respected for quality audit and assurance services.
BDO IndiaAudit, Tax, Business AdvisoryGrowing presence, emphasis on forensic auditing and restructuring advisory.
Procter & Gamble (P&G) IndiaFMCGMultinational with high demand for financial analysts and controllers who are CAs.
Hindustan Unilever Limited (HUL)FMCGLeading FMCG company with roles in finance planning, auditing and compliance for CAs.

Latest Trends in Chartered Accountancy

The current trend in Chartered Accountancy shows an interest in adapting and learning from the new technology. It appreciates the profound transformation driven by globalised business and ever-growing client needs.

This is a reason why the role of CAs is shifting from traditional compliance to high-value analytics and strategy.
So, does CA have scope in the future? The answer is yes. The flexibility to adapt to new trends is what keeps creating jobs for the role across varied fields.

Listed below are some of the top areas where CAs seem to have a promising career scope:

  • Artificial Intelligence and Machine Language
  • Data Analytics
  • Business Intelligence
  • Blockchain in Finance
  • Cloud Computing
  • Digital Accounting Platforms
  • Cybersecurity
  • Forensic and Risk Analytics
  • Business Responsibility and Sustainability Reporting

Best Tips to Make a Successful Career in CA

Building a successful career as a Chartered Accountant requires hard work and rigorous academic preparation. In addition to focusing on academic areas, you also need to develop professional and soft skills.

By following a strategic methodology and keeping an optimistic mindset, you can achieve long-term success in the field.

Here are some tips to make a promising career in CA –

Try focusing on understanding the core concepts.

  • Practice with mock tests and other past examination papers.
  • Give high importance to your articleship.
  • Create a disciplined study schedule that balances all subjects.
  • Strengthen fundamentals in accounting, taxation, and finance.
  • Build a professional network by visiting seminars and lectures.
  • Enhance digital finance skills like Excel, Power BI, and ERP systems
  • Stay updated on the ICAL’s latest notifications for vital information.

Choosing CA as Your Ultimate Career Path with Strategic Planning

So, is CA a good Career? – Yes, it is a lucrative choice that has a high growth potential in the future. By clearing the exams, you can govern compliance, lead financial strategy, and guide the firm towards growth.

Despite its difficulty level, the course rewards you with respect and strong financial returns. However, to prepare an effective study plan and make informed career choices, you need proper guidance.

At Career Planner, we organise educational events to help you connect with recruiters. Through our exclusive programs, you can find your passion for learning and decide on a career path.

Connect with us today to learn the correct way to make a career in CA.

Frequently Asked Questions

1. Is a CA degree in the future worth it?

Yes, there will always be a demand for CAs in companies. Due to their flexibility and adaptability, they will remain in demand across sectors such as AI, Fintech, and ESG.

2. Is CA a good career option for girls?

Yes, CA is a good option for girls. It offers a high-paying salary and opportunity for growth, making it a stable career choice.

3. Do average students have a chance to succeed in CA?

Yes, by maintaining consistency, hard work, and keeping the concept clear, you can succeed in your career. Through a systematic approach, this course forms good career options for a final student.

4. Is it really tough to become a Chartered Accountant?

No, it is not so tough to become a CA if you put in the effort. Though the exams are challenging, with proper guidance, you can achieve success.

5. Is CA considered a well-paying profession?

Yes, CA is a well-paying profession. With experience and global exposure, CAs earn high salaries and a strong career profile.

6. How stressful is the life of a Chartered Accountant?

Every work form comes with its own set of stress and workload. This is also a case for CAs during audits or tax seasons. With proper planning, you can manage a healthy work-life balance.

7. Which exam is more challenging to crack, CA or UPSC IAS?

Both the CA and UPSC IAS exams are difficult as they test your accounting expertise and general knowledge. By passing the exam, there will be a substantial scope for CA in the government sector.

8. What are the disadvantages of becoming a CA?

The disadvantages of becoming a CA include a lengthy study period, multiple exams, and stress. However, the issues will depend on how you manage your studies and career choices.

9. Does passing CA ensure immediate employment?

Yes, you can get good jobs in top companies after passing the CA. However, improve your practical and communication skills to increase the chances of getting a job.

10. Is CA a good career after 12th?

Yes, you can get good jobs in top companies after passing the CA. However, improve your practical and communication skills to increase the chances of getting a job.

11. What is the impact of AI & automation on CA jobs?

AI and automation are gradually entering the work field. In terms of CA jobs, automation will reduce manual work and create opportunities for advisory roles.

12. How many years are required to become a CA?

The duration depends on your preparation and your capability to crack the exam. Ideally, it takes around 4.5 to 5 years, including exam preparation and articleship.

13. What are the overall costs of becoming a CA?

The total cost of becoming a CA can range between Rs. 2 Lakhs to Rs. 3 Lakhs. However, the amount may vary depending on the coaching and exam fees.

14. Which are the top colleges for pursuing CA?

You can opt for good institutions like Christ University, SRCC, Hindu College, and NM College. They have good teachers and strong courses for aspiring CAs.

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